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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What famous American sign was originally erected as a real estate ad?
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The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
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Solutions Group Steve & Tammy Hodges
The Solutions Group at Century 21 Sunland
6528 Hypoluxo Road
Lake Worth, FL 33467
561-767-7027
Fax: 561-439-5475
tammyhodges@NUMBER1EXPERT.com
Steve and Tammy founded The Solutions Group at Century 21 Sunland Realty to serve Buyers and Sellers alike and are on a mission to do what we do best and love-helping people with all their real estate needs!
We live, work and play in this area and have found this to be a great place to live and raise a family. Together, we have over ten years experience in bringing Buyers and Sellers together. We are Double Centurion Producers and the recipients of the prestigious Quality Service Award for the Century 21 system and are the #1 Century 21 Agents in ALL of Palm Beach County! We have assisted hundreds of people in achieving their real estate goals and we are extremely driven, dedicated and loyal to our clients. Let us help you with all of your real estate needs.
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